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Top 5 buy now, pay later apps to check out right now

In recent years, buy now, pay later (BNPL) apps have become increasingly popular. These apps are convenient for users because they allow them to divide their purchases into equal, small payments. At times, with no interest and late fees. Users can find small and long-term financing options for various purchases. Some apps also feature loyalty programs that can be coupled with rewards, in-app purchases, and discounts to help save on purchases. Here are 5 apps one can check out:

Affirm
Available on both Apple and Android, Affirm is one of the most reliable BNPL apps for phones. Users can access various financing options covering a wide range of purchases. The app offers simple payment options for both small as well as big purchases. When buying via Affirm, users also get an idea about their monthly payable amount against the purchase. With its allowance for high-ticket items, Affirm is equivalent to loans that can be repaid within a set period. The platform integrates with numerous e-commerce platforms and usually has a no-late fee clause.

PayPal
PayPal is a popular payment gateway available globally. It has recently entered the short-term repayments market. The Pay in 4 by PayPal is a service available to the citizens of the country that distributes their purchases into 4 equal repayment amounts. However, it must be noted that the first repayment would be due at checkout. The other three payments would be equally distributed over six weeks, each due every two weeks. Pay in 4 is available as an option with most retailers that support the PayPal platform.

Sezzle
Sezzle was founded in 2016 and has grown to become one of the most frequented platforms for individuals looking for deferred payment loans. Sezzle, like Pay in 4, offers a repayment installment that involves 4 payments. The repayment plan starts at checkout, with each consecutive payment due at the two-week mark from the previous one. If individuals miss a payment, they are charged a $10 fine and a $5 fine if they reschedule any payments. The reschedule option is a feature that can sway people into using Sezzle over other BNPL apps. Additionally, users’ activity does not impact their credit score.

Afterpay
Afterpay is a BNPL app that offers pay-in-four and monthly payments options to its users. Like most other apps, Afterpay also needs users to make their first payment at checkout. It also offers interest-free loans for their pay-later buyers. However, for people who forget payments, Afterpay can be expensive since they charge late fees. The penalties can amount to up to 25% of the cost of the purchase. The application is user-friendly, and it integrates with their supported retailers. Alternatives to Afterpay include using their website or the Afterpay card.

Klarna
Klarna is another BNPL application individuals can easily access on their phones. It offers customers three different repayment options for their purchases. Short-term repayment options include a single payment in 30 days and 4-interest-free payments distributed over six weeks with payment due every two weeks. Moreover, a long-term repayment option is also available that can last from 6 to 36 months. However, customers should know that Klarna charges late fees along with interest on their long-term financing features.

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4 extended vehicle warranties you should consider

When purchasing a vehicle, you are generally provided with the manufacturer’s vehicle warranty. The warranty stays valid on an average of 3 years or 36,000 miles, whichever comes first. However, after that, it is recommended to invest in an extended vehicle warranty to cover the repairs your vehicle may undergo over the coming years. While there are several extended vehicle warranties in the market, you need to choose the one that best suits your requirements. To help you narrow down your choices, here is a list of some of the most popular extended vehicle warranty services you can consider. Endurance Extended vehicle warranty from Endurance is accredited by the Vehicle Protection Association and Better Business Bureau (BBB) with an A+ rating. Endurance provides 24-hour roadside assistance, 24/7 claims processing, and allows you to choose from multiple dealerships and 350,000 certified mechanics in the country and Canada. Since Endurance is a direct provider, it directly pays the repair shop for any damages, making the claim process hassle-free. The extended vehicle warranty covers parts, labor, and tax. Extended vehicle warranty from Endurance ranges from $350 to $700 per year with a $100 deductible, depending on the mileage, year, make, and model of your vehicle.

The 2020 Jeep Grand Cherokee – Specs, features, and price

When it comes to off-roading capability and engine power, probably no other SUV can outstand the Jeep Grand Cherokee. The 2020 Jeep Grand Cherokee is more capable and refined than its predecessors and is available in a wide variety of trim levels. To help you stay informed the next time you are at a Jeep Grand Cherokee sale, here is a list of its specs and features, and where you can find Jeep Grand Cherokee for sale. Performance The Grand Cherokee Limited X, the new trim level to the 2019 model, is powered by a 3.6-liter V6 engine that produces a horsepower of 295 and torque of 260 lb-ft. This robust engine offers a comfortable and effortless ride. One of the most impressive features of this SUV is its towing capacity of up to 6,200 lbs. You can also go for the upper trim levels that are powered by the superior V8 engine. The supercharged 6.2-liter V8 engine in the Grand Cherokee Trackhawk generates 707 horsepower and 645 lb-ft of torque, which delivers a towing capacity of 7200 lbs. The Grand Cherokee has the slick eight-speed automatic transmission and is available in the four-wheel-drive configuration. Features, technology, and safety All Grand Cherokee models are equipped with the ProTech I package.

Here’s what you need to know before looking for tire coupons

Unlike other parts of your vehicles, your tires undergo rigorous wear and tear. Depending on the number of miles you drive and other factors, you need to replace them every few years for the safety and optimum performance of your vehicle. While this may cause a dent in your pocket, one of the best ways to shop for tires is using tires coupons. Many big tire brands such as Goodyear, Firestone, and Bridgestone among others, offer tires coupons and promo codes as part of their marketing or customer retention campaigns. You can easily find tires coupons for brands such as Firestone, Bridgestone, and Goodyear on various coupon websites. However, you need to ensure that these websites are authentic and also check the expiration date on these coupons. Moreover, considering the safety concerns related to tires, you should only opt for the best tires from reputable brands like Goodyear. To help you pick the right tire for your vehicle here is a quick read on the benefits of purchasing tires from Goodyear. To find the right Goodyear tire for your vehicle, use the Tire Finder tool on the Goodyear website. Using any of the following three options, you can find the right tires for your vehicle.