Vehicles are usually a huge investment for many people, so leaving them uninsured and without financial protection can be a big mistake. Getting car or auto insurance is crucial for protecting your vehicle in case of theft or accidents. Additionally, most states have strict rules regarding insurance coverage for your vehicle. However, buying auto insurance requires careful consideration and research. So, check out these common mistakes to avoid when buying auto insurance. Not understanding your requirements Before shopping for an insurance policy, you need to figure out the kind of coverage you need. This is important as states can have different regulations on vehicle insurance and can set minimum coverage requirements that you need to follow. But, do not choose your policy solely based on the minimum requirements. Instead, take a closer look at your vehicle and personal safety needs. Consider factors like the vehicle type as well as the model, the cost of the vehicle, and your experience driving said vehicle as well as the usage. Of course, it is always safer to opt for full coverage, but this can often be quite expensive. Try to look for more affordable options that align with your needs and your budget.

Auto insurance is mandatory in most states for anyone who plans to drive a rental or buy a vehicle. It is an investment that protects the driver from unforeseen liabilities that may arise due to accidents. The insurance covers the cost of damages done to the vehicle and pays for injuries sustained by the parties involved in the accident. Some insurance companies also provide cover for legal costs and fees in case the aggrieved party decides to press charges. You can browse and easily purchase auto insurance online. But before you do so, take a quick look at what an auto insurance covers. Coverage for liability Liability is an unforeseen event, an obligation in this case that arises when there has been an accident. You are liable to cover and pay for damages to the vehicle and any involved property. All insurance policies cover basic liability. In addition to this, it states the financial cost that you must bear in case the aggrieved party suffers injuries. Note that this coverage is not available for the policyholder and covers only the cost incurred by the third party. The property damage clause further specifies what all is covered for damage to the vehicle involved in the accident and the surrounding property.

5 Common Mistakes to Avoid when Donating a Car Owning a car is certainly a dream for many, and donating an old car is a noble way to fulfill this dream for someone who cannot afford a brand-new car. Old cars may be donated at auto auctions, directly to someone in need, or through charitable organizations or NGOs. In any case, one needs to avoid certain common mistakes when donating a car, so that it reaches the right persons in a hassle-free manner. Forgetting to terminate one’s car insurance A common mistake is forgetting to cancel one’s car insurance after donating the car. It is easy to overlook this step, because car owners may want to retain their auto insurance till the day they donate their car. And this is a good practice to ensure that one is covered in case of any damages even during the last few days before the car is donated. However, in these cases, one should set reminders to terminate the insurance plan just before donating it. Not researching well on the charitable trust or organization If one is donating their car through a charitable trust or organization, one should research well on the trust’s background and genuineness, so that the car reaches the right hands.

Whether one is trying to buy their first car or upgrade to a new one, the options are endless, with various car models catering to diverse needs. While an SUV might be ideal for families, a sedan or a hatchback might work for other drivers. Electric vehicles are also worth considering. One brand that offers all these options while ensuring quality and affordability is Kia. So, here are the best Kia vehicles to consider buying: 1. Kia Forte: Compact sedan The Kia Forte is a compact sedan starting at about $21,000. It offers two engine options: a 2.0-liter 147-hp four-cylinder and a turbocharged 1.6-liter 201-hp four-cylinder engine. On the inside, the car has a minimalist design and modern technology, including an 8.0-inch infotainment touchscreen with Bluetooth and Apple CarPlay and Android Auto integration. 2. Kia Seltos: Subcompact SUV The Kia Seltos also has an attractive price tag, with the base trim available for about $25,000. The vehicle offers ample room and exceptional cargo space compared to competitors in the segment. A smaller display with an analog gauge cluster, Apple CarPlay, and Android Auto are standard features in every model. The Seltos also features handy driver-assistance technology to make the on-road experience seamless 3.

Honda simply does it better. The automaker’s new 2020 CR-V model is even more efficient and capable than its predecessor. It’s fresh-faced and comes in four trim levels with varying features, performance specifications, interior comfort, and driver-assistance technologies that deliver a safe and delightful driving experience. That said, you’re sure to get the authentic Honda experience despite the trim level you choose. So, let’s take a look at the four different trim levels of the 2020 Honda CR-V: LX, EX, EX-L, and Touring. LX The CR-V LX is the base model of the 2020 Honda CR-V. The LX model received the most amount of upgrades compared to the other trim levels. It is now powered by a turbocharged 4-cylinder, 1.5-liter engine that produces 190 horsepower, which was not even an option in the previous LX trim of CR-V. It now features the exclusive Honda Sensing® system that consists of several advanced driver-assistance technologies that allow the driver to feel safe and comfortable on the road. It’s equipped with 17-inch alloy wheels for better design and excellent power, and the interior comes with a foldable rear seat to accommodate more space for cargo. More features of the LX include: Available Real Time AWD with Intelligent Control System™ Automatic Climate Control System 160-Watt Audio System with 4 Speakers Bluetooth® HandsFreeLink® Remote Entry System Power Side Mirrors Advanced Compatibility Engineering™ (ACE™) Body Structure EX The CR-V EX is the next trim level and the most popular of all.

One of the best pickup trucks in the business, the 2020 Ram 2500 is loaded with a suite of features that make it one of the most desired pickup trucks today. To offer the ultimate driving pleasure, the Dodge has features divided into various trims that can suit every buyers’ budget. As a result, the Dodge Ram 2500 is now available in six trims and 29 configurations. This article elaborates on the special features offered by each trim—right from its engine specifications to interiors and much more. Read on. Tradesman The powertrain consists of a 6.4-liter V-8 gasoline engine with eight-speed automatic transmission. It is also available with a 6.7 Cummins turbo diesel. The 4×4 model features manual shifting with an on-the-fly transfer case for all old-school drivers. The pickup truck also comes with electronic stability control and automatic quad halogen headlights. Power Wagon It has the same chassis as the Tradesman, except, instead of the 6.7-liter Cummins turbo diesel, it has an 8HP75 with eight-speed transmission. This engine is suitable for light commercial vehicles (LCV). It also has LED projector headlamps. The Power Wagon comes with hill descent control for better stability and control when descending down a mountain range.

Buying a new house or vehicle or starting a new business is a big investment for most people. Even if you have the cash to pull off such an investment, financial experts advise opting for a loan for expensive purchases to maintain liquidity. Moreover, affordable interest rates and manageable payment schedules make it easier to deal with fixed financial obligations. Here are the common types of loans that can help you fund an expensive purchase: Personal loans Personal loans are commonly used to tide over some emergency or pay off outstanding debts. You can also use them to pay for expensive products or services. Depending on the amount, you can get the funds in less than 24 hours. Banks charge a fixed interest rate on the principal, and the loan is repaid in equated installments over a fixed tenure. The lumpsum cash can be used to pay off anything. Personal loans carry a lower interest rate, don’t require collateral, and are quickly disbursed by most banks and financial institutions. You can use it to pay for education, an expensive vacation or a wedding, a new vehicle, or for home relocation and remodeling. Business loans Banks and credit financial institutions also provide exclusive funding for small and mid-size businesses that require capital for initial setup and operations.

Understanding the benefits of the nutrients in different foods helps determine which ones to add to the meal plan. Omega-3 fatty acids are polyunsaturated fats that perform many essential bodily functions and are found in several everyday foods, including fatty fish, flaxseeds, plant oils, and guavas. Eicosapentaenoic acid, docosahexaenoic acid, and alpha-linolenic acid are the three primary types of omega-3 fatty acids. Let’s have a look at some benefits of eating omega-3-rich foods regularly. Lowered risk of cardiovascular diseases Triglycerides increase one’s susceptibility to atherosclerosis, a condition that gradually thickens the arteries and increases the risk for cardiovascular diseases. Omega-3 fatty acids lower triglyceride levels in the body, thus reducing one’s susceptibility to heart diseases and arrhythmia. Good eye health Docosahexaenoic acid (DHA), a type of omega-3 fatty acid, forms a crucial part of the retina. An absence of it in the eyes can lead to compromised vision. Thus, foods rich in omega-3 can help prevent eye problems like macular degeneration and permanent blindness. DHA is mainly found in fatty fish, including salmon, tuna, herring, and shellfish. Resistance to auto-immune diseases Omega-3 fatty acids can help the body fight auto-immune diseases like type 1 diabetes, lupus, and multiple sclerosis. Due to its anti-inflammatory properties, it also helps relieve psoriasis, Crohn’s disease, and ulcerative colitis.